We review reports from bureaus (Experian/Equifax/TransUnion), identify disputed and inaccurate records.
We create a strategy: dispute sequence, creditor requests, recommendations for FICO/VantageScore factors.
We prepare and send written disputes and evidence requests. Based on responses — iterations until correction or confirmation.
We advise on managing utilization, building payment history and profile balance to ensure sustainable growth.
We strictly comply with CROA: no upfront payment, written contract, 3 days to cancel, no promises to remove accurate information.
We only dispute inaccuracies and unverified information. We handle correspondence with bureaus and creditors on your behalf.
Transparent progress: which disputes were sent, which responses received, what changed in reports.
We help manage utilization, build payment history and profile balance so growth is sustainable.
Each case is individual. We don't guarantee results and cannot remove accurate data.
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We comply with CROA: no upfront payments and no promises to remove accurate data. You can cancel within 3 business days after signing the contract.
Charged after services provided for the month.
Payment for actual period work. No fixed result guarantee.
Month-to-month. Can cancel anytime.
Usually 3–6 months with monthly dispute cycles. Timeline depends on profile complexity and bureau/creditor responses.
No. In accordance with CROA, we only charge payment after providing services for the reporting period.
Yes. Before starting, you will receive a written contract, rights disclosure, and the right to cancel within 3 business days.
Attach PDF from Experian/Equifax/TransUnion — we'll identify disputed records and provide a plan.
